Not all travelers think about it first when they leave for a foreign country, but travel insurance can avoid many disappointments. Indeed, whether you are going to Europe or to other parts of the world, no one is safe from encountering a problem with your luggage at the airport or from having a health problem once you are there. So whether it's a business trip or a leisure trip, travel insurance is the most reliable way to avoid situations that can be very perilous
Travel insurance for trips within Europe
When you travel within Europe, you immediately get the feeling that everything is easier. You are only a few hours away from home and with your identity card in your pocket, you can go anywhere you want in the countries that are part of the European Economic Community. However, a reason beyond one's control can lead to a cancellation of the trip. Another unforeseen situation, once at the airport, a plane delay can lead us to have to wait several hours before taking off or worse, to have to take a plane the next day. What about the luggage? When arriving at the airport, it can be damaged or even lost by the airline! It is then very useful to know that travel insurance allows the traveler to be reimbursed for the cancellation of a stay when the reason is independent of his will, that he also benefits from a coverage of the expenses of restoration, travel or a night of hotel in case of delay or postponement of a flight, and finally, in case of damaged or lost luggage, he is reimbursed for the price of the suitcase and the amount of its contents
Health is the second essential point to put forward when talking about travel insurance. Of course, in Europe, the European Health Insurance Card allows you to use your social security and mutual insurance in case of problems. But you should know that medical expenses are generally higher in other European countries than in France. So to avoid having to pay the rest, travel insurance is once again an effective way to protect yourself and not go broke.
How does it work in the rest of the world?
When planning a trip to a distant destination, you should keep in mind that travel insurance is a valuable ally. For the question of trip cancellation, possible delays or loss of luggage, but more than anything else, it is your health that needs to be protected, with the possibility of rapid care in case of problems and solid assistance from your insurer. Even if you don't want to think about the worst when you go on vacation, a road accident, an animal bite, a broken leg during a trek, a tropical disease, these little worries of life can unfortunately happen, and it is only by being well protected that you can face them in the most serene way possible. It is important to know that some countries in the world practice exuberant prices in the field of health. This is the case in the United States and Australia, where a simple consultation with a general practitioner can cost several hundred dollars, and a hospitalization, several thousand. Only travel insurance offers the possibility of dealing with amounts that can ruin your stay.
In the event of an illness abroad and in the event of an accident requiring hospitalization or surgery, there are of course certain reflexes to have. For example, always call the local emergency numbers. Depending on the severity of the accident, the important thing is to stabilize the situation as quickly as possible. The real advantage of having travel insurance with an agency that has a good international network and that offers a good level of coverage for medical expenses is that once the situation has stabilized, you can immediately start the procedure for coverage so that you don't have to worry about the costs. In addition, some insurers offer travelers support and assistance by putting them in contact with health professionals in France who are available to advise and direct them to the best local structures and to reassure them. And if the situation requires it, repatriation can also be considered in order to be treated in France
All of these points should be considered very seriously when choosing travel insurance. The advantages of travel insurance are numerous and everyone agrees that the best way to travel is to travel with peace of mind.
