Before leaving on a trip or for a long stay abroad, it is always crucial to make sure that you have a well adapted bank card, to avoid bad surprises. This often results in long hours of comparison between different banks. With Ma French Bank, there is a simpler solution: the no-fee bank card abroad. For globetrotters as well as for less frequent travellers, this means holidays with peace of mind thanks to a more free and flexible budget.
The no-fee card, the choice of freedom
It's a classic that has ruined our holidays abroad too many times: who hasn't been fooled by the extra bank charges for payments outside the euro zone? All too often, these fees prevent us from enjoying ourselves, when holidays should be synonymous with letting go. We check our bank account with a gut feeling, and then we're shocked to find that our total expenses have doubled. That's one more thing to worry about. But thanks to the no-fee bank card abroad, no more headaches and daily calculations.
The first advantage of a no-fee card is thatyou can use it as much as you want. It works better abroad, and above all you can better control your budget. It is an easy and worry-free payment. Often, the exchange fees are more advantageous.
A safe choice for a better budget management
The no-fee bank card is a safe choice because it is often managed via an online bank, thanks to a very practical mobile application that is perfectly suited to travel abroad. These applications are reactive and send an alert at each transaction (at least at each large transaction). There is less risk of fraud, but rest assured, in case of bad luck, the card can be blocked in one click.
The organization is optimal: you just have to transfer the amount of your choice on your bank card to self-cover, and you avoid exceeding your budget. Especially since the contactless technology has been democratized everywhere, outside the euro zone, this can represent a significant accumulation of small expenses. No more fees on every small amount, we can now have the freedom to buy a coffee or a metro ticket in complete peace of mind
With Ma French Bank, you can start by opening an online bank account with ease. In addition to the free bank card abroad, you can then take advantage of a mobile bank account for €2 per month, with no authorised overdraft. And if you're going away with your friends, you can use SMS transfers to pay them back instantly when they're out of pocket. And thanks to WePartage, you can keep an eye on those good accounts that make such good friends...
No more withdrawing large amounts of cash!
Depending on the destination, bank cards are not accepted everywhere, which means that you need to carry cash on you regularly, and therefore withdraw money. However, it is not always reassuring to carry large sums of money abroad. In addition, ATMs may not always have enough notes to give out. Repeated withdrawals can have an effect on this. Make the choice of the dematerialized payment in all serenity!
Small reminder of bank charges abroad
Most of the time, bank charges and withdrawals in the euro zone are free. There are a few exceptions, however, for example if your bank has limited the number of free withdrawals at competing banks, or if you exceed your limit. But outside the euro zone, the charges vary depending on the bank. In case of cash withdrawals, there is always the fixed fee, sometimes added to variable fees. Payments by bank card are usually subject to variable charges. Each bank has its own fee policy: some may apply fees proportional to the number of withdrawals or the amount of money withdrawn. So, don't hesitate any longer, and leave with peace of mind by opting for a bank card with no fees abroad.
