It's perfectly normal to think only of the best when you go on a trip. But in the midst of all this enthusiasm, we mustn't forget to keep in the back of our minds that, yes, hazards can happen. We've all heard at least once of a trip that had to be cancelled due to illness, a piece of luggage lost at the airport on arrival or a broken leg that required repatriation... There's a solution to these problems: travel insurance! Here's everything you need to know about this contract, which allows you to travel with peace of mind, whether in France or abroad.
Travel insurance, a valuable luggage ally
Travel insurance may not be compulsory, but it's a package of guarantees that shouldn't be overlooked when you're ready to leave. Nobody is immune from a setback. In a wide range of situations, a travel insurance policy will cover the costs, and this is the best way to avoid budgetary risks and leave with peace of mind.
Take luggage, for example. An insurance policy such as Europ Assistance covers travellers in the event of theft, loss or destruction of suitcases and bags while en route. Baggage insurance provides for immediate needs, and even reimbursement for items not covered by the airline when it is responsible.
Another coverage to consider is civil liability. It is quite possible that a parent or child could accidentally injure someone or be responsible for material damage during the trip. With travel insurance, the company is responsible for compensating the injured party or reimbursing the cost of an item broken in a store, for example.
Nothing is more important than our health. Yes, we can fall ill anywhere, or be the victim of an accident. When this happens abroad, the costs can quickly escalate. When you travel within the European Union, the European Health Insurance Card (EHIC) certifies your entitlement to health insurance cover, while your travel insurance reimburses the remaining costs. Outside Europe, healthcare and hospitalization costs can reach exorbitant levels in some countries, such as the United States and Australia. Travel insurance is the only way to be reimbursed for medical expenses, as well as medical repatriation when necessary.
With Europ Assistance, several contracts are available to meet the needs of different travelers. Vacation insurance in France, short stays, trips of less than 3 months, multi-trips for a year... Don't hesitate to ask for a personalized quote to find the ideal contract for you and your family.
Travel cancellation insurance, a practical guarantee
Travel is always a highly anticipated moment. But you can also fall ill a few days before departure, be hospitalized or have to stay at home to look after a loved one. It's all very complicated when you've booked your train or plane tickets, accommodation or car rental. In the event of cancellation, tour operators or other service providers systematically apply deductions. So you're wondering whether you should take out travel insurance
The advantage of Europ Assitance'stravel cancellation insurance is that cancellation costs are reimbursed when an unforeseeable event occurs that is beyond our control and that we can justify. Great news!
Focus on repatriation cover
As mentioned above, travel insurance covers repatriation to the country of residence in the event of hospitalization. Travelers who so wish can also consider a possible death at the place of stay, whether in France or abroad.
Travel insurance is the only way to protect yourself financially in the event of :
- Repatriation of the body to the desired country of burial or cremation;
- The cost of purchasing a coffin or urn;
- The cost of transport and accommodation for the next of kin who will be required to go to the place of death to confirm the death and organize the repatriation.
Repatriation insurance also provides psychological support to help you cope with this difficult time.
As we have seen, travel insurance has a single objective: to enable travelers to leave with a clear mind, by providing solid protection against a multitude of incidents. Contracts are modular, so that everyone can benefit from the coverage most suited to the nature of their stay and their profile.
